ZION HEALTH

DIRECT MEMBERSHIP

NEED BASED SHARING

EASY AS 1, 2, 3…

Step 1:
SUBMIT A NEED

Submit a need via our website or by calling our office. Needs range from planned surgeries to emergency room visits.

Step 2:
MEET YOUR MEMBERCARE CASE MANAGER

Consult with your MemberCare Case Manager. Case Managers will promptly respond to your need request and assist with your case needs.

Step 3:
GET BETTER!

REAL WORLD CASES

CASE ONE

Female Member age 55 was in extreme pain and discovered that she had a cyst in her hip. Doctors recommendation was a full hip replacement at $98,000. Member felt that surgery was too evasive and that she could find a better way using alternative therapies. Member found alternative solutions and requested we share in the costs of chiropractic, acupuncture, and laser physical therapy resulting in a reduction of pain and improved use of her hip.

CASE TWO

Male Member age 45 contacted his Direct Primary Care (DPC) Physician after waking up with numbness in his arm and hand, due to neck and back pain. DPC recommended spinal surgery after reviewing the MRI. The spinal surgery package was billed at $54,000. Zion Health was contacted for sharing and our team was able to negotiate a reduced cost of the surgery to $15,000. Member paid his Individual Unshareable Amount (IUA) of $1,000 dollars and had a worry-free recovery.

CASE THREE

Female Member, age 52, visited her doctor for a routine mammogram and was diagnosed with breast cancer. She immediately contacted Zion Health to open a need request. She was assigned a case manager to assist with all upcoming procedures, including radiation treatment, chemotherapy, and labs. After meeting her $2,500 IUA, Zion Health stepped up to share the continuing medical expenses, resulting in a better medical experience.

CASE FOUR

After traveling to the Emergency Room, Member discovers her son’s pain required an appendectomy. Surprised by the short notice of this event the mother did what was best in caring for her child, including the surgery and post-op care. After returning home she contacted Zion Health. She opened a need for the hospital visit and her case manager requested and received all required documents, (paid receipts, bills, etc.) and was able to pay in full, less IUA, within 5 business days.

WE HAVE THREE SIMPLE PLAN OPTIONS!

LEARN HOW THE IUA WORKS

IUA OUTLINE

The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of the member.  All qualified medical expenses after IUA is met are shareable with the Zion Health community at 100% and without an annual or lifetime limit.

ADVANTAGE

For each medical need, the community shares in medical expenses after the initial unshareable amount (IUA) is met.  This amount paid by the member does not need to be paid again until you are symptom-free for 12 months.

RECAP

The Initial Unsharable Amount (IUA) is better for members than a deductible when a large medical need comes up.  Often care for a sickness or injury is not limited to a single calendar year.  Members generally save by having an IUA.

MEMBERSHIP ALSO INCLUDES

TELADOC

Added Telemedicine service with Teladoc. Zion Health’s Teladoc Membership provides unlimited consultations 24/7 at no consultation fee. Skip the line at the doctor office and utilize your included Zion Health Teladoc Membership! planstin.com/teladoc

NETWORK

Added access to PHCS/Multiplan national network of providers. Direct Membership still allows for you to work with any provider but now gain cost savings and simplicity using this nationwide network.

PREVENTATIVE

Select preventive services including colonoscopies and mammograms. Preventive services can be shared after one year of membership and includes some of the most costly preventive services to encourage early detection.

Everyone Accepted
We do not decline anyone for prior medical conditions or religious beliefs.
Share Medical Costs
We share each others medical costs as a community of like minded individuals.
Healthy Living
We encourage healthy living within our community which helps us all.
Attentive To Needs
We process medical needs quickly for our Members, often within 5 business days.
Gain Freedom
Our members can work with any provider without network restrictions.
No Annual Caps
Our sharing program does not have annual or lifetime caps on your need requests.
Membership Access
Contribute directly, with your employer or Direct Primary Care practice.
Worldwide
Share in medical costs when on a vacation or serving a mission outside the USA.

WHAT PEOPLE ARE SAYING

This has been the perfect health insurance alternative that my family can afford. When we needed to go to the hospital Zion Health was there every step of the way. They were in contact asking how my daughter was doing during the entire process. When the bill came, I submitted a need. I paid my share and Zion Health took care of the rest. I couldn’t believe how easy it was. The support has been amazing!

Jessica

Amazing customer service!! Very happy!!

Dan

Zion health has been amazing to work with thus far in my pregnancy. They have answered my many many questions and very quickly. Along with paying medical bills quickly.

Tiffany

Zion Healthshare has been amazing to work with. They are easy to get ahold of and Answer all my questions quickly and clearly!

Sharlyn

Zion Health has been great! They stayed in close communication and helped me with a recent hospital bill.

Sam

Our experience has been only positive with Zion Health and their entire team!

Tim

ZION HEALTH DIRECT MEMBER RATES

$1,000 IUA$2,500 IUA$5,000 IUA
Member$185$130$103
Member & Spouse$350$240$185
Member & Children$350$240$185
Member Family$515$405$295
$1,000 IUA$2,500 IUA$5,000 IUA
Member$213$180$158
Member & Spouse$405$323$268
Member & Children$405$323$268
Member Family$570$460$405
$1,000 IUA$2,500 IUA$5,000 IUA
Member$213$191$169
Member & Spouse$433$350$295
Member & Children$433$350$295
Member Family$625$515$460
$1,000 IUA$2,500 IUA$5,000 IUA
Member$268$240$185
Member & Spouse$515$433$350
Member & Children$515$433$350
Member Family$790$653$515
$1,000 IUA$2,500 IUA$5,000 IUA
Member$150$100$75
Member & Children$300$200$150

* Tobacco surcharge of $50 per household.

Enjoy Medical Cost Sharing Membership
All of what you need in a medical cost strategy, great savings, and like-minded individuals.