ESSENTIAL MEMBERSHIP
Share in medical costs with the Zion Health community with our flexible Essential Membership. This simplified new membership offers exclusive perks and increased customizability for eligible groups and individuals.
FLEXIBILITY
Enroll through your association, company, or direct primary care practice. Take advantage of customizable add-on solutions to fit your needs.
EXCLUSIVE RATES
Join the Zion Health community for competitive monthly rates and fewer age tiers.
COORDINATED NEEDS
Coordinate your medical needs with other employer benefits for a simplified experience for all. Employers can donate to your need with Additional Giving to help in your time of need.
WHO IS ELIGIBLE FOR THE ESSENTIAL MEMBERSHIP?
The Essential Membership is available for combined billing when sharing at work and when enrolled in a direct primary care (DPC) membership practice.
COMBINED BILLING
Individuals can enroll in Zion Health and enjoy a combined bill managed through their business, organization, or association. Two Zion Health households are required to set up a combined bill. Employers can set up automatic payroll deductions and pay optional contributions towards their employees’ Zion Health memberships.
DIRECT PRIMARY CARE MEMBERSHIP PRACTICE
Direct primary care (DPC) is a membership model for healthcare services between individuals and their primary care provider. With a DPC membership, patients make an agreement directly with their care provider and pay a monthly membership subscription fee that provides a set of services. DPC promotes a trusting relationship between doctor and patient and eliminates service fees and third-party billing. Zion Health members can enroll in any DPC practice of their choice.
HOW ZION HEALTH WORKS
When a member of Zion Health has a medical need, they are first responsible for paying their Initial Unshareable Amount (IUA). The IUA is the personal responsibility of the member for their medical needs. All qualified medical expenses after the IUA is met are shareable with the Zion Health community. Zion Health has three simple responsibility options, so you can choose a plan that fits your budget.
INITIAL UNSHAREABLE AMOUNTS
NO LIFETIME LIMITS
All qualified medical expenses after IUA is met are shareable with the Zion Health community at 100% without an annual or lifetime limit. Members pay a maximum of 3 IUAs per 12-month period.
CALCULATED PER NEED
A member’s IUA is calculated per medical need, meaning members only pay 1 IUA for each need. Members do not pay another IUA for the same need unless they are symptom free for a 12-month period.
SAVINGS
Members generally save by having an IUA compared to an insurance deductible or annual unshared amount when a large medical need arises.