DIRECT MEMBERSHIP

TELADOC

Telemedicine service with Teladoc. Zion Health’s Teladoc Membership provides unlimited consultations 24/7 at no consultation fee. Skip the line at the doctor office and utilize your included Zion Health Teladoc Membership! Learn more

NETWORK

Access to PHCS/Multiplan national network of providers. Direct Membership still allows for you to work with any provider but now gain cost savings and simplicity using this nationwide network.

PREVENTATIVE

Preventive services including annual doctor visits, colonoscopies and mammograms. Large preventive services can be shared after one year of membership and doctor visits can be shared right away to encourage early detection.

WE HAVE THREE SIMPLE PLAN OPTIONS!

The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of member.  All qualified medical expenses after IUA is met are shareable with the Zion Health community.

LEARN HOW THE IUA WORKS

IUA OUTLINE

The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of member.  All qualified medical expenses after IUA is met are shareable with the Zion Health community at 100% and without an annual or lifetime limit.

ADVANTAGE

For each medical need, the community shares in medical expenses after the initial unshareable amount (IUA) is met.  This amount paid by the member does not need to be paid again until you are symptom free for 12 months.

RECAP

The Initial Unsharable Amount (IUA) is better for members than a deductible when a large medical need comes up.  Often care for a sickness or injury is not limited to a single calendar year.  Members generally save by having an IUA.

ZION HEALTH DIRECT MEMBER RATES

$1,000 IUA$2,500 IUA$5,000 IUA
Member$185$130$103
Member & Spouse$350$240$185
Member & Children$350$240$185
Member Family$515$405$295
$1,000 IUA$2,500 IUA$5,000 IUA
Member$213$180$158
Member & Spouse$405$323$268
Member & Children$405$323$268
Member Family$570$460$405
$1,000 IUA$2,500 IUA$5,000 IUA
Member$213$191$169
Member & Spouse$433$350$295
Member & Children$433$350$295
Member Family$625$515$460
$1,000 IUA$2,500 IUA$5,000 IUA
Member$268$240$185
Member & Spouse$515$433$350
Member & Children$515$433$350
Member Family$790$653$515
$1,000 IUA$2,500 IUA$5,000 IUA
Member$150$100$75
Member & Children$300$200$150

* Tobacco surcharge of $50 per household.

VIEW MEMBERSHIP GUIDELINES

Enjoy Medical Cost Sharing Membership
All of what you need in a medical cost strategy, great savings, and like-minded individuals.