Enjoy Medical Cost Sharing Membership

Join the premier medical cost sharing community.

Member Guidelines

See the membership guidelines for Zion Health.

We have three simple plan options!

$1,000 IUA

The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of member.  All qualified medical expenses after IUA is met are shareable with the Zion Health community.

$2,500 IUA

The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of member.  All qualified medical expenses after IUA is met are shareable with the Zion Health community.

$5,000 IUA

The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of member.  All qualified medical expenses after IUA is met are shareable with the Zion Health community.

Learn how the IUA works

IUA Outline

The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of member.  All qualified medical expenses after IUA is met are shareable with the Zion Health community at 100% and without an annual or lifetime limit.

Advantage

For each medical need, the community shares in medical expenses after the initial unsharable amount (IUA) is met.  This amount paid by the member does not need to be paid again until you are symptom free for 12 months.

Recap

The Initial Unsharable Amount (IUA) is better for members then a deductible when a large medical need comes up.  Often care for a sickness or injury is not limited to a single calendar year.  Members generally save by having an IUA.

Zion Health Member Rates

 $1,000 IUA $2,500 IUA $5,000 IUA
Member $185 $130 $103
Member & Spouse $350 $240 $185
Member & Child(ren) $350 $240 $185
Member Family $515 $405 $295

* Tobacco surcharge of $50 per household.

 $1,000 IUA $2,500 IUA $5,000 IUA
Member $213 $180 $158
Member & Spouse $405 $323 $268
Member & Child(ren) $405 $323 $268
Member Family $570 $460 $405

* Tobacco surcharge of $50 per household.

 $1,000 IUA $2,500 IUA $5,000 IUA
Member $213 $191 $169
Member & Spouse $433 $350 $295
Member & Child(ren) $433 $350 $295
Member Family $625 $515 $460

* Tobacco surcharge of $50 per household.

 $1,000 IUA $2,500 IUA $5,000 IUA
Member $268 $240 $185
Member & Spouse $515 $433 $350
Member & Child(ren) $515 $433 $350
Member Family $790 $653 $515

* Tobacco surcharge of $50 per household.

 $1,000 IUA $2,500 IUA $5,000 IUA
Member Child $150 $100 $75
Member Children $300 $200 $150

* Tobacco surcharge of $50 per household.

See brochure/rate sheet for individuals and families.

Are you part of a group or direct primary care practice?  You may be eligible for special share rates.  Contact your group or direct primary care practice and ask for your Zion Health membership access!

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