Zion HealthShare prioritizes individual responsibility and healthy living. For this reason, members who use any tobacco products, including cigarettes, cigars, chewing tobacco, snuff, pipe tobacco, or vapes will receive a monthly tobacco surcharge of $50 per household.

A household member who has used any tobacco product one or more times a month within the past year is considered a tobacco user. Smoked cannabis products are considered tobacco for purposes of the tobacco surcharge.

Medical needs for tobacco users age 50 and above are limited to $50,000 for the following disease categories: cancer, heart conditions, COPD, and stroke.